While the online world sure may be colourful and offer tones of information, but it is important to remember that it is absolutely crucial to stay safe online - there are quite a few cyber troublemakers out there.

Simplifydigital.com presents to you a list of smart little things you can do to minimise any virtual damage to your wallet or digital identity.

1. A good idea would be not to trust anyone.

Why should someone ask you to provide your full name, address, town or phone number? That person must have a hidden agenda. Do you remember the advice given to children, don't talk to strangers? The same applies online - be vigilant.

2. No, you cannot have my bank details.

There are quite a few scammers out there, especially those who have an amazing offers up for grabs. If something sounds too good to be true, it is. Do not be fooled by fishy websites, and do not in any circumstances give out your bank accounts while chatting to even those who claim to be your cyber friends. Not cool.

3. An email from an unknown person is not always a letter from a secret admirer.

It can be a letter from a spammer or the attachment could in fact be a virus which can damage your computer software and even hardware at times. If you don't know the sender of the email, the best thing to do would be mark it as spam or delete it instantly.

4. Change your passwords constantly.

On a drunken night you might have spilled your password to a friend or someone you've met for the first time. So be smart - change it from time to time.

5. Get a good anti-virus programme.

You don't have to splash out on a top notch one. Get a free one if you want. But make sure your computer is protected. ALWAYS.

6. Decided to meet a cyber friend? Good for you.

But don't get killed - there quite a few cyber psychos around, but your virtual friend might not be one of them. So a good idea would be to just inform your friends or family that you are going to meet up with someone. Simple.

7. Look out for the children.

Install a page blocking tool, TalkTalk, Virgin Media amongst other providers all have one. Last thing you want is to find your 10-year-old watching adult content. Be sure to monitor their activities now and then as well. A helpful tip would be placing the family computer in the living room, not so private, huh?

8. Statuses can be tricky.

When looking for a job for example, your employers will most likely look at your Facebook status or tweets. Last thing you want them to see is "oh I hate working in offices".

Staying safe online might be tricky but it's not rocket science. The main thing to do would be to simply stay aware and vigilant.